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Chicago Tribune
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Well, it`s time to mail in my car insurance premium. I think it`s about time to re-evaluate the car insurance process in this state.

Why should suburbanites get lower insurance rates? The ZIP-code rating system that insurance companies use today is totally ridiculous. They are practically dictating what kind of car you can own, simply because of where you live.

Chicago is not Beirut! I think it`s time these companies get rid of their outdated approach to insurance rates.

Rate the drivers on their good driving record, not where they choose to live.